766 deep dives in 24 categories · last updated
298 matching deep dives
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Research on identifiable banking institutions, their franchises, funding, lending and parent-company boundaries.
Largest bank-level assets first · June 30, 2026. Profiles without comparable bank-level data appear last.
Metropolitan’s parent reports completed exits from crypto-related and banking-as-a-service businesses. Commercial specialization continues alongside credit cleanup and distinct federal, state and litigation histories.
Salem Five combines regional business lending with property, acquisition and aviation finance. The product range extends far beyond its original local savings-bank role.
Tompkins’ 2026 name change puts wealth services beside its regional banking franchise in New York and Pennsylvania.
A Nevada charter holds affiliate-sourced mortgages, funded by wealth sweep deposits and brokered certificates of deposit.
Founded with ten employees in 1960, Southside now links household and business banking across several Texas regions.
The privately held Illinois bank combines an Illinois, Wisconsin and Florida footprint with export lending, employee-ownership finance and health-benefit accounts.
The Searcy bank combines household and business services with trust work, within a privately held financial group.
Cross River combines payments, accounts and partner lending with capital-market capabilities. Its business is broader than loan origination, and scale measures require careful separation from retained assets, revenue and customer outcomes.
Forbright combines digital banking with specialized national lending and a stated commitment to sustainable financing, following its Congressional Bank origins.
The Heartland acquisition widened German American’s Midwestern franchise. Its story connects local banking, acquisition costs, business deposits and the risks inside a growing loan portfolio.
Olympia’s Heritage Bank expanded through the completed Kitsap acquisition. Its customer transition, deposit franchise and disclosed cybersecurity incident show the different challenges of combining banks.
Clearfield’s CNB Bank combines a long institutional history with a multibrand strategy. The ESSA acquisition and a 2026 regulator change make the legal-bank boundary especially important.
BankPlus grew from Belzoni into a four-state regional bank. Its acquisition history, small-dollar lending program and changing deposit base show how that expansion works.
Poppy pairs a growing branch network with online savings and specialized business lending. The mix connects its expansion to deposit costs and property borrowers’ ability to repay.
Univest Financial’s June results illustrate two sides of commercial banking: gathering deposits through customer relationships and reserving for a troubled borrower.
A century-old bank links commercial lending, operating deposits and wealth management across metropolitan New York.
Hanmi combines community relationships, property lending and cross-border services while retaining its California charter.
The Des Moines bank combines family ownership with commercial lending, treasury services and a growing multistate footprint.
A family-owned Montana bank combines agricultural relationships with substantial real-estate lending and local deposit gathering.
The Maine bank pairs regional services with mutual ownership and a fiscal-year recovery that included property-sale gains.
Northpointe grew from a regional mortgage lender into a bank with nationwide lending, funding both homebuyers and mortgage companies. Its public-market debut and expanding loan book show the opportunity, while wholesale funding and housing exposure explain the constraints.
Comenity Bank, Bread Financial's Delaware credit-card bank, merged into Comenity Capital Bank on October 1, 2026, ending its separate existence. It began as the store-card bank of The Limited and had $7.4 billion in assets at its latest available standalone report.
The parent combines partner-distributed payments and commercial lending. Processing payments complicate its low headline deposit cost, while shared-developer credit problems affect the loan book.
The completed Middlefield merger enlarged Farmers’ Ohio footprint. The bank’s larger loan book and its parent’s earnings show why acquisition growth and recurring performance need separate explanations.
First National Bank of America combines deposit accounts, Non-QM mortgages and purchases of existing loan notes. Its mortgage channels reach beyond its Michigan offices.
Choice combines traditional commercial and agricultural banking with deposit and payment services distributed through fintechs. The model can broaden funding and customer reach while creating operational dependence on platform relationships.
Mercantile’s parent bought Eastern Michigan’s parent at the end of 2025. Its June 2026 accounts still distinguish the two banks, an essential boundary for understanding the group’s growth.
Independent’s parent completed the Highpoint acquisition in July. Customer conversion is scheduled for November, while the June accounts show the bank’s pre-acquisition position and a significant commercial credit problem.
A broader look at digital deposit acquisition, specialist lending and service economics, distinguishing the reported 2.39% margin from its 2.47% fully taxable-equivalent measure.
Coastal’s parent reported a second-quarter 2026 loss. The episode shows why a promise to reimburse credit losses depends on the money behind it.
The Bonneville acquisition brought a bank into Green Dot’s payments business. A later proposed split would reconnect the bank and technology operations through a long-term contract.
The Salt Lake City lender finances business investment directly and through partners. The financing task, retained exposure and timing of cash matter more than the product label alone.
Erebor opened in February 2026 with its own national charter. Its early regulatory reports show billions in deposits, a predominantly cash balance sheet and a small loan book as it develops technology-focused banking.
ChoiceOne’s 2025 Fentura acquisition joined a wider Michigan branch network under one bank. By mid-2026, the story had shifted to loan growth, municipal-deposit swings and the costs of repositioning investments.
Founded in Tustin in 1969, Sunwest expanded across western markets before moving its headquarters to Utah. Its September 2026 acquisition of Nano Banc adds another chapter to a business built around commercial relationships and real-estate lending.
National Cooperative Bank lends to cooperative businesses and housing communities. Its parent’s patronage refund shows how qualifying customers can also participate as owners.
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