766 deep dives in 24 categories · last updated
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Research on identifiable banking institutions, their franchises, funding, lending and parent-company boundaries.
Largest bank-level assets first · June 30, 2026. Profiles without comparable bank-level data appear last.
Puerto Rico’s Oriental combines consumer lending with deposit-funded banking and digital services. Higher realized loan losses accompanied fewer noncurrent loans; a June flood-insurance penalty is a separate part of its record.
F&M sold low-yielding municipal bonds after a stronger first half. Proceeds funded reinvestment and debt repayment, with expected tax offsets.
The Nevada bank combines purchased credit, securities, savings and wholesale borrowing. June 2026 assets and deposits contracted sharply.
The LINK merger and June systems conversion enlarged Burke & Herbert’s six-state business. Bank accounts show the added scale; parent earnings and a September financing show the costs and capital decisions that followed.
The Utah industrial bank finances payment timing gaps and holds health-savings cash. Its June accounts show a large securities portfolio alongside payment receivables.
The Stanton family’s Northwest bank reported higher first-half earnings in 2026 as loans grew and securities declined. Its business spans operating accounts, commercial lending and wealth services, with each activity playing a different role.
The trust bank provides services to retirement plans while its own June 2026 balance sheet holds securities and cash, with no loans. Client investments, bank deposits and the broader Schwab group remain distinct.
Centier’s 2026 succession kept leadership within the Schrage family. Its Indiana franchise and national mortgage-warehouse business sit alongside a bank balance sheet with more deposits, less FHLB borrowing and higher noncurrent loans.
Stellar’s legal merger preceded its planned systems conversion by months. Its final June accounts show the commercial lender Prosperity acquired, including a first-half loss and a deposit-funded balance sheet.
The Ware-family bank has expanded beyond the Panhandle while keeping business, agricultural and property-management services. Assets and deposits grew over the year to June 2026, but first-half income barely changed.
The May 2026 Field & Main merger enlarged Stock Yards before its June reporting date. Business lending, operating deposits and client wealth assets each explain a different part of the institution.
Amerant has narrowed its operating footprint to Florida while retaining international customer relationships. Its smaller loan book, larger securities portfolio and mixed credit comparisons show what changed by June 2026.
The Laredo charter is one part of a multibank group. Its real-estate lending, Mexican customer relationships and substantial equity distinguish it from a generic regional-bank profile.
A Louisiana bank expanded through Texas and into the Gulf South. Origin Bancorp’s improving quarterly earnings now sit alongside a dated banker-related loss contingency and a planned exchange-listing move.
S&T’s Pennsylvania and Ohio franchise grew modestly in the year to June 2026. Its parent’s second-quarter results show how lower brokered deposits can coexist with stable customer balances and higher borrowing.
Tri Counties remains a separate California bank in the June data. Its proposed First Hawaiian combination could change that structure, but the October shareholder vote is still ahead.
Byline combines local deposits with commercial lending, equipment finance and government-guaranteed loan sales. Its surviving charter, acquired history and parent-company results require careful separation.
Principal’s online bank moved away from ordinary checking toward retirement deposits and institutional custody. Its growth connects small rollover accounts with a securities-heavy balance sheet.
The Topeka savings bank is broadening commercial banking after a costly securities restructuring, while deposits and earnings recover.
The Washington-area bank returned to first-half profit as it disposed of troubled credit. A 2026 non-prosecution agreement added admissions, payment and continuing obligations.
U.S. accounts and mortgages connect Canadians to a branchless bank. Its sharp balance-sheet growth extends beyond the real-estate loan book.
Wintrust Bank combines local business lending and deposit services with access to a wider financial group. Separate charters and shared brands make its bank-only results especially important.
The Marietta bank’s parent proposed a larger Mid-Atlantic combination after obtaining approvals for a separate Kentucky acquisition. Its existing earnings and credit trends remain distinct from those plans.
The New York bank built a national niche around unions and mission-driven organizations. Stronger 2026 earnings coexist with a concentrated multifamily credit problem and deposit-cycle risks.
Liberty’s Connecticut roots now support a regional household and business bank. Mutual ownership, expanding lending and an earlier fair-housing settlement help explain both its ambitions and its responsibilities.
1st Source combines a South Bend banking franchise with national equipment finance. Its aircraft, truck and construction customers create a different business from an ordinary neighborhood lender.
Lake Forest combines local banking with insurance-premium financing inside Wintrust. Its legal charter, nationwide divisions and deposit-sharing program explain why the branch name tells only part of the story.
Lincoln’s Union Bank & Trust combines household, business and farm lending with retirement, estate and college-savings administration. The client assets it oversees are much larger than its own banking balance sheet.
Escrow deposits and fiduciary services define First American Trust. Its own balance sheet holds cash and securities, while investments managed for clients remain a separate responsibility.
The Bancorp’s model links payment-program deposits with lending. Chime’s proposed Stride acquisition creates a partner-retention question, while The Bancorp Bank has announced its own small-business-lending transition.
The Dinsdale family’s Pinnacle Bank serves Nebraska, Kansas and Missouri. Its community-bank roots, property lending and agricultural customers distinguish this Lincoln charter from other banks with the same name.
First Mid Bancshares completed its purchase of Two Rivers in March 2026. Later results confirmed the bank merger, while bank-only reports showed growth alongside an increase in noncurrent credit.
CardWorks’ completed 2025 purchase brought Ally’s card portfolio and platform into Merrick Bank’s group. Those dated balances do not measure later activity or profitability.
American Savings Bank’s sale, charter conversion and public listing changed its ownership and legal form. Housing and business banking still tie its fortunes closely to Hawaii.
Woodforest’s retail-store footprint and second-chance accounts widen access to banking. Its history also shows why account costs, credit quality and technology execution deserve separate attention.
b1BANK was founded in Baton Rouge to serve entrepreneurs and small businesses. Its relationship model also reaches owners and employees through personal banking and other services.
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