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Research on identifiable banking institutions, their franchises, funding, lending and parent-company boundaries.
Largest bank-level assets first · June 30, 2026. Profiles without comparable bank-level data appear last.
Webster’s August 2026 merger ended its standalone charter. Its pre-merger accounts show how regional lending, health savings deposits and medical-settlement services fit together.
East West combines a U.S. banking franchise with Asian-market capabilities. Its June results show the interaction of growth, funding costs and commercial-property credit.
First Horizon joins a southern deposit franchise with mortgage warehouse finance, asset-based lending and capital markets. Different cash cycles explain how these businesses earn money and use funding.
Bremer’s legal merger and later conversion expanded Old National’s franchise. Commercial credit, agricultural cash cycles and treasury services explain how the larger bank operates.
UMB’s completed Heartland acquisition expanded its banking network. Commercial lending, custody and trust services create different earnings streams, funding needs and operating duties.
The Independent Financial merger extended SouthState into Colorado and deepened its Texas business. Property lending, deposit pricing and a national correspondent franchise now explain the combined bank more clearly than asset size alone.
CIBC’s Chicago bank connects commercial borrowers with a wider North American network. Its specialty products explain the business model; a credit-provision reversal explains part of the U.S. segment’s latest earnings improvement.
Valley’s proposed Bluevine purchase would add a digital small-business channel to a property-heavy regional bank. Its June results show why customer deposits, capital and loan performance remain central to that plan.
A completed acquisition and the retirement of the Umpqua name created one larger western bank. Association services, equipment finance and a changing funding mix show how the combined franchise operates.
A large public-sector funding base sits beside Banco Popular de Puerto Rico’s household and business relationships. Securities income, transaction services and one major commercial-loan resolution explain the June results.
SoFi’s bank connects saving and borrowing inside a wider financial group. Its growing balance sheet, loan-sale choices and different accounting measures explain why customer growth and earnings need to be read together.
Frost’s deposits support a large securities portfolio as well as business and household loans. Its Texas expansion, treasury services and public-finance business explain how relationships turn into funding, fees and interest income.
BOKF combines regional banking brands with specialized commercial lending. Energy hedges, wealth services and a Visa-related gain show why its parent’s earnings require more than a simple reading of loan growth.
Associated’s April acquisition of American National expanded its Midwest franchise. The next test is bringing customer services together, alongside specialty lending, treasury tools and wealth relationships.
FNB’s eStore brings more borrowing and deposit services into one application. Its loan-heavy balance sheet, vendor finance business and fair-lending history show the separate steps between easier access, funded relationships and customer outcomes.
EverBank’s mortgage and lender-finance businesses sit alongside nationwide digital deposits. Its proposed WaFd combination would add a western branch franchise, while June figures describe the standalone bank.
Raymond James Bank links lending and deposits to wealth relationships. Its insured-bank figures differ from the parent’s two-bank reporting segment.
Prosperity’s 2026 mergers expanded its regional franchise. June results include American and Texas Partners, while Stellar joined the next day; conversion timetables and credit measures tell different parts of the story.
Barclays Bank Delaware completed its Best Egg acquisition in May 2026. The personal-loan platform joins partnership cards and deposits, with different funding, repayment and servicing economics.
MidFirst completed its Dallas Capital acquisition in October 2026. Its private ownership, Midland Mortgage servicing business and Vio digital deposits make it a different franchise from a conventional branch-focused lender.
Corporate lending is replacing construction balances at Bank OZK, while larger property workouts test its earnings and funding.
DBTCA combines an American deposit-and-credit business with trustee and depositary roles. Its own balance sheet and legal obligations remain distinct from Deutsche Bank’s global operations.
Acquisitions expanded Atlantic Union’s Mid-Atlantic franchise. Loan sales and new equity reshaped the acquired balance sheet, while funding costs and acquisition accounting continue to affect earnings.
Hancock Whitney completed One Florida’s acquisition in August. Its treasury transition guide now sets a November migration weekend, following a separate expansion of wealth services through Sabal Trust.
The FineMark acquisition enlarged Commerce’s wealth franchise. Card fees, deposits and investment securities also shape a business extending beyond traditional loans.
Banc of California joined two California franchises after the 2023 deposit shock. Its 2026 balance-sheet overhaul shows why removing expensive funding and weak assets can improve future earnings while imposing large immediate losses.
BankUnited’s rebuilding story began in 2009 with inherited assets and FDIC loss sharing. Its recent earnings depend more on business deposits, a changing loan mix and the cost of replacing wholesale funding.
First National Bank of Omaha combines regional banking, national card partnerships and agricultural credit. Two Kansas City acquisitions extend that model, with the latest closing occurring after the June financial snapshot.
United Bank’s Parkersburg roots now support a Mid-Atlantic and Southeast franchise. Its 2026 earnings reflect deposit pricing and acquisition accounting, while a government-contracting team extends an existing commercial business.
Texas Capital expanded from commercial lending into advisory, trading and wealth services. Its balance-sheet resets and growing fees explain the transformation; its parent began trading on the Texas Stock Exchange in October 2026.
Fulton’s Blue Foundry bank merger followed its corporate acquisition by three months. That sequence explains its June accounts and the work of turning a larger franchise into lasting customer relationships.
Target and Nordstrom cards connect customers to a specialized TD bank in Delaware. Its separate accounts reveal a securities-heavy balance sheet, brokerage-linked funding and obligations under a two-bank regulatory order.
Glacier preserves community-bank identities inside one insured institution. Its Texas acquisition, wider interest spread and rising troubled assets show how expansion changes both earnings and the credit comparison.
Century, Cambridge and HarborOne changed Eastern’s funding, wealth business and footprint. Its stronger 2026 earnings still need to be separated from merger costs and acquisition-related income.
BNY’s national bank combines private banking with bank custody. Its separate accounts explain why wealth-client assets, deposits and the wider group’s custody totals measure different things.
A Chilean parent, Florida acquisitions and national capital-markets services have widened the franchise. New teams in Tampa and Orlando show its next expansion taking shape.
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