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Research on identifiable banking institutions, their franchises, funding, lending and parent-company boundaries.
Largest bank-level assets first · June 30, 2026. Profiles without comparable bank-level data appear last.
The bank bought Peach State, sold Navitas and replaced low-yielding securities in 2026. The completed deals change its mix of loans and funding while bringing a substantial near-term accounting cost.
The digital bank is assembling several different businesses around one funding base. Earnings grew in fiscal 2026, while credit losses rose and the bank’s capital ratios declined.
A KKR partnership lets Sallie Mae sell loans while keeping servicing work. Expanded graduate and parent products add another growth route, with repayment risk and federal financing changes still shaping the opportunity.
Acquisitions widened the Georgia bank’s lending reach, while a Nashville expansion adds another local market. The 2026 results also show how legal costs can change earnings independently of loan performance.
Arvest is adding a North Texas lending presence while rebuilding the systems behind its regional franchise. Acquisitions, equipment finance and small-business lending show how its expansion connects to a deposit-funded, property-heavy balance sheet.
Premier enlarged WesBanco’s regional franchise in 2025. Branch consolidation, a South Florida banking team and a sizable commercial-property portfolio now shape the business beyond the merger’s headline growth.
WaFd stopped making new home mortgages in 2025, but the existing loans remain important. A California acquisition, portfolio sale and proposed EverBank merger show how its lending and funding model is changing.
The First merger enlarged Renasant’s Southeastern network, while Republic Business Credit added a national specialty-finance channel. Its results now combine post-merger comparisons with the everyday economics of deposits, loans and working-capital finance.
Schwab Premier Bank receives brokerage cash and holds a securities-heavy balance sheet. Its new crypto-custody role is a separate business, with different responsibilities and protections from insured deposits.
Customers Bank connects specialist credit with the movement of business cash. Its June 2026 results show why loan growth, deposit costs and two different uninsured-deposit measures have to be read together.
First Interstate’s Great Western acquisition widened its western and midwestern franchise. Branch sales and lending exits now reshape the business, while June 2026 results combine a stronger interest margin with a disposal gain and mixed credit signals.
Provident’s Lakeland combination joined legal entities in May 2024 and banking systems that September. The larger franchise now depends on commercial lending, business cash management and funding a loan book that slightly exceeds deposits.
Ameriprise Bank returned to deposit-taking in 2019 within a financial-advice franchise. By June 2026, securities accounted for nearly four-fifths of its assets, making customer cash choices and investment repricing central to its economics.
Rockland Trust’s Enterprise acquisition extended its New England franchise in July 2025, with core-system conversion confirmed later that year. Deposits, commercial relationships and a property-heavy loan book now underpin a bank far larger than its South Shore beginnings.
An acquisition-built six-state franchise sold low-yielding securities and retired expensive funding in 2025. The immediate loss and subsequent earnings recovery explain the bank’s next chapter.
Cathay’s Los Angeles origins still shape a relationship bank with a large U.S. property portfolio. Its 2026 Vietnam office extends international reach while deposit pricing remains central to earnings.
The April 2026 Mountain Commerce acquisition extended Centennial into Tennessee. Its wider business combines acquired local deposits, property lending and specialist finance under one bank charter.
TriState grew from a Pittsburgh middle-market bank into an advisor-linked lender that markets deposits to institutional clients. Raymond James bought its parent in 2022 while retaining a separately chartered bank.
Bank of Hawaii’s modern franchise grew out of an early-2000s retreat from far-flung operations. A 2026 leadership transition continues a business centered on Hawaii and the West Pacific.
First Hawaiian’s proposed TriCo acquisition would unite its Hawaii and Pacific-island business with California’s Tri Counties Bank. The plan follows a long cycle of regional expansion, French ownership and independence, while property lending remains central to the existing bank.
OceanFirst’s Flushing acquisition added New York customers and a $225 million equity investment. A June loan sale and an earlier residential-origination exit also reshaped the business.
TowneBank’s Dogwood merger widened its Carolina franchise in January 2026. The April sale of its vacation-property-management business then produced a major one-time gain, leaving a larger bank with insurance, mortgage, wealth and other services still alongside lending.
WSFS combines a Delaware and Greater Philadelphia banking franchise with national cash logistics, equipment finance and trust services. Its June 2026 figures show why the assets it administers for clients must be kept separate from the assets it owns.
Cincinnati-based First Financial combines a regional deposit franchise with industry-focused lending and currency services. Westfield and BankFinancial are acquired businesses; the separate Finward proposal still awaits its November shareholder vote and other closing conditions.
Beacon Bank united four Northeast banks under one brand in February 2026, following their September 2025 legal merger. Its first full year combines stronger quarterly earnings with credit losses in office, equipment and multifamily lending. Sean A. Gray succeeded Paul A. Perrault as chief executive in September.
Optum Bank grew from UnitedHealth Group’s early health-account business into a Utah bank with a substantial loan and securities portfolio. Health savings accounts explain its route to customers, while the broader Optum Financial business and its 2026 reporting move explain why the bank’s own numbers require care.
Seacoast’s purchase of Citizens First Bank brought a deposit-rich franchise in The Villages into a bank shaped by the Hudson family. The legal merger closed in October 2025; customer systems moved in July 2026, after earlier capital rebuilding, acquisitions and a leadership handover.
First Merchants expanded from Muncie through acquisitions and a common banking platform. The First Savings integration finished in 2026, alongside newly identified credit problems, a multi-year community agreement and an announced January 2027 handover from Mark Hardwick to Mike Stewart.
Mechanics Bank’s acquisition of HomeStreet created a four-state West Coast bank under a listed parent. Its expansion has also involved selective exits: after stopping new auto lending, the bank announced in September 2026 that it had completed the sale of about $417 million of runoff auto loans.
Citizens Business Bank began with Chino business owners in 1974. Its completed Heritage merger brought 16 Bay Area branches into the franchise in April 2026. The first combined quarter shows both the enlarged business and the costs of joining it together.
Michael Petrie and Randall Rogers started with apartment finance, bought a community bank and entered mortgage warehousing during the financial crisis. Their model connects borrowers, mortgage companies and longer-term investors, while retaining credit exposure along the way.
Central’s history runs from Jefferson City’s state-government finances to a regional branch network. Its parent’s 2025 public offering raised capital while a voting trust retained control.
Apple Bank’s New York savings roots grew into a New York and New Jersey branch network. Its business also reaches beyond household accounts, from tenant-deposit administration to financing aircraft exports.
Stifel added a bank in 2007, connecting investment relationships with deposits and lending. The model still depends on where clients keep their cash. Recent group disclosures show treasury deposits rising as other client cash balances declined.
FirstBank’s Santander acquisition widened a franchise rooted in Puerto Rico. Its mix of household loans, commercial credit and government deposits keeps the island’s economy central to its business.
An insurance sale and a Mississippi charter conversion reshaped Trustmark. Its banking, mortgage-servicing and wealth businesses still connect the Jackson institution to customers across six states.
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