Who publishes the site
The Financial Current is an independent publication created and owned by Paul Ivinskas. It does not speak for his employer or for any company or agency it covers. The site carries no advertising and no sponsored content. Articles are credited to The Financial Current, not to a named person, because AI does most of the drafting (see below).
What we cover
The site covers finance, banking, markets, payments, technology and public policy for general readers, with separate pages for Utah, Michigan and Ohio. A story is published when it involves a verified, consequential development: a policy or court action, a company or market event, an official data release or a significant finding. Novelty or popularity alone is not enough. Some days bring several stories and some bring none.
Sources
We go to the original record first. That means laws and regulations, agency releases and orders, court filings, company filings and disclosures, and official statistics. News outlets and specialist publications help us find developments and show how others read them, and they are credited when we rely on them. Every story and research article lists its sources with links and dates, so readers can check the evidence themselves.
When a key claim rests on a single company or agency announcement that nobody else has confirmed, the article says so.
How AI is used
AI does most of the work on this site. It finds public material, drafts news stories and research articles, and helps maintain the website. Specifically:
- News stories are drafted by AI from their sources. Before publication, a separate AI check compares the finished draft with those sources, covering the numbers, dates, names and quotes. Most news stories are not reviewed by a person before they publish.
- Deep dives start in the Research Lab, labeled “AI working draft.” A version is labeled Reviewed research only after every number, date, name and quote has been checked against its cited sources and Paul has approved that version.
- Published articles are checked against their sources again on a regular schedule. Errors found in those checks are fixed and logged as corrections.
AI can make mistakes, including subtle ones. That is why every article links its evidence and why corrections are public.
How claims are labeled
Different kinds of statements are kept apart. An allegation is not a finding. A settlement that admits no wrongdoing is not a court ruling. A proposed rule is not final law. A company’s description of its own product or results is attributed to the company. Analysis and interpretation are presented as analysis, not as fact. Most news stories end with a section on what remains uncertain.
Articles explain what happened and why it may matter. They do not tell readers what to buy, sell or do, and they are not financial, legal or tax advice.
Dates and data
Each article shows when it was published and, separately, the date of the underlying event or source. Updates keep the original publication date. Market and economic figures carry their own observation dates and sources. Delayed quotes are labeled as delayed, and an older reading is never presented as live. See About & methodology for what each date means.
Corrections and updates
When we get something wrong, we fix it and say so. Each correction is listed in the public corrections log with its date, what changed and why, and corrected articles show a Corrections note at the top. Deep dives are updated through new dated versions with a change note, and earlier versions remain available.
To report a suspected error, send the article link, the statement in question and a supporting source to Paul on LinkedIn.
Readers’ privacy
The site has no accounts and no cookies of its own. The privacy page lists everything the site and the services it uses can see.