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Compare Treasury yields, SOFR and prime interest-rate history.

Description

Compare Treasury yields, SOFR and prime interest-rate history.

Long Treasury yields test multi-decade highs, keeping funding costs in focus

Reuters reported the 10-year Treasury yield at 5.278% on September 29, near its highest level since 2007, and the 30-year at its highest since 2002. The Financial Times independently reported the same 30-year milestone. These are attributed intraday market observations, adding a new development to the earlier oil-and-yields coverage.

Summary

Reuters reported the 10-year Treasury yield at 5.278% on September 29, near its highest level since 2007, and the 30-year at its highest since 2002. The Financial Times independently reported the same 30-year milestone. These are attributed intraday market observations, adding a new development to the…

Treasury yields touch a 24-year high as oil nears $100 and AI shares find support

Global bonds sold off as energy costs and inflation worries lifted yields. The 10-year Treasury reached 5.34% before easing to 5.28%; Micron’s strong AI-memory demand helped tech shares.

Summary

Global bonds sold off as energy costs and inflation worries lifted yields. The 10-year Treasury reached 5.34% before easing to 5.28%; Micron’s strong AI-memory demand helped tech shares.

U.S. stocks rebound as Treasury yields retreat from session highs

After the 10-year Treasury yield briefly reached 5.34%, yields turned lower and major U.S. indexes closed modestly higher on October 1. The Dow rose 0.04%, the S&P 500 0.20% and the Nasdaq Composite 0.04%.

Analysis

The Treasury’s daily par-yield curve ended October 1 at 4.78% for two-year notes and 5.24% for 10-year notes, down 10 and 5 basis points from September 30. Reuters linked the intraday reversal to buyers returning to bonds and Federal Reserve comments. A single-session move does not establish a lasting…

An equity rebound. The same higher-rate constraint.

Friday’s rally left the more consequential credit signal intact: the 2-year Treasury near 4.81% and the 10-year near 5.17%. Funding discipline remains important despite the one-session equity move.

Uncertainty

These are September 25 closing observations. Treasury yields are benchmarks, not a bank’s all-in funding cost.

Dallas Fed's Logan sees at least 50 more basis points of tightening

Dallas Fed President Lorie Logan said she estimates the federal-funds target may need to rise at least another 50 basis points after September's 25-basis-point increase. She cited resilient growth, a balanced labor market and inflation trending toward the mid-2% range, above the Fed's 2% goal.

Analysis

Logan's view arrives as markets have lowered the implied odds of an October increase and Treasury yields reversed their climb. She also noted that higher long-term yields can reflect term premiums that slow the economy, potentially reducing the amount of additional policy tightening needed. Her estimate…

Oil and yields rise: credit cards and long-term installments face different pressures

Reuters’ September 28 morning report described higher oil prices and longer-dated Treasury yields following renewed uncertainty over negotiations with Iran. Its cited market snapshot was 8:40 AM Eastern, not a closing observation. Separately, Freddie Mac’s September 24 weekly survey put the average 30-year fixed mortgage rate at 7.03%, up from 6.95%. Together, the developments put funding costs and household purchasing power in focus, but they do not mean that every consumer loan reprices immediately.

Summary

Reuters’ September 28 morning report described higher oil prices and longer-dated Treasury yields following renewed uncertainty over negotiations with Iran. Its cited market snapshot was 8:40 AM Eastern, not a closing observation. Separately, Freddie Mac’s September 24 weekly survey put the average 30-year…

Past week in markets: soft payrolls lift Friday, but yields finish higher

The Nasdaq gained 0.45% over the five sessions through October 2, while the S&P 500 fell 0.27%, the Dow declined 1.26% and the Russell 2000 slipped 0.16%. The 2-year Treasury yield rose 2 basis points and the 10-year yield increased 11 basis points from the prior Friday.

Five-session scoreboard

…close, covering the five U.S. trading sessions from September 28 through October 2. Treasury changes use the Treasury Department's official daily par yields for September 25 and October 2.

A history of U.S. interest rates: from gold and wartime pegs to the post-pandemic cycle

From banking panics and wartime Treasury pegs to Volcker, quantitative easing and the post-pandemic cycle: how U.S. rates changed, and why different rates tell different stories.

World War II and the 1951 break with pegged Treasury yields

In April 1942, the Fed committed to a three-eighths-percent Treasury-bill peg and implicitly capped long-term Treasury bond yields at 2.5% to support wartime financing. Defending those prices meant buying securities when necessary, compromising control over its balance sheet and money creation. These…

Associated Bank: Midwest relationships, national specialties and the American National merger

Associated Bank combines a Midwest deposit franchise with specialized commercial lending and wealth services. Its 2026 American National acquisition enlarged the bank while making integration, reporting boundaries and acquired-versus-organic growth important distinctions.

Source

Associated Connect: treasury-management access and service menu; undated page reviewed October 5, 2026 https://www.associatedbank.com/commercial/treasury-management/online-services/associated-connect

Banco Popular de Puerto Rico: public deposits, relationship banking and island-scale economics

Banco Popular de Puerto Rico combines a broad household and business franchise with substantial Puerto Rico public-sector deposits. Its funding mix, securities income, payments fees and concentrated commercial-credit events explain why the bank differs from a conventional mainland regional lender.

Securities income and Puerto Rico tax treatment shape margin

…money-market and investment-security income, supported by higher average balances and yields; higher loan income was partly offset by higher deposit expense. Net interest margin expresses the spread earned relative to average earning assets, so income can rise while the margin is unchanged. [3]

Bank of America: consumer, business and wealth relationships at scale

How a broad financial franchise connects everyday banking, treasury services and investing, with separate treatment of customer assets, bank deposits and the cost of relationship retention.

Revision summary

How a broad financial franchise connects everyday banking, treasury services and investing, with separate treatment of customer assets, bank deposits and the cost of relationship retention.

BMO Bank: a cross-border-owned U.S. franchise reshaping its footprint

BMO Bank, N.A. combines a large U.S. commercial franchise with household and small-business banking. Its September 2026 branch sale and proposed equipment-finance divestiture make legal-entity boundaries and transaction dates particularly important.

Funding and earnings evidence, carefully separated

Analysis: deposit gathering, loan yields and fee services jointly determine the economics. Average funding balances can differ substantially from quarter-end totals, while interest-rate changes affect asset yields and deposit costs at different speeds. No bank-level loan-to-deposit ratio, capital ratio…

Callable corporate bonds: refinancing flexibility and the investor’s reinvestment risk

A corporate bond’s repayment date can depend on an issuer option. Call protection, redemption formulas and purchase price shape the cash flows behind the stated coupon.

Refinancing depends on the issuer’s full funding cost

…rate includes both a reference-rate component and compensation for its credit risk. Treasury yields can decline while the issuer’s credit spread widens enough that refinancing becomes uneconomic. The issuer also faces underwriting expenses, possible hedge costs, redemption premiums and the timing of…

Citibank: global transaction services, markets and U.S. consumer cards

A global banking profile spanning corporate cash, transaction services and consumer cards, with corrected segment terminology and a clear distinction between payment values, revenues and available liquidity.

A global franchise organized around several financial needs

…Markets, Banking, Wealth and U.S. Consumer Cards, abbreviated USCC. Services includes Treasury and Trade Solutions and Securities Services. Those management categories remain distinct from Citibank’s legal-entity balance sheet. [5]

First Citizens Bank: retail banking, specialized finance and the next phase of SVB

First Citizens Bank combines a widening branch franchise with CIT-derived equipment and rail finance and the acquired Silicon Valley innovation business. Its 2026 branch acquisition, brand transition and acquisition-related funding make legal entities, service boundaries and reporting dates especially important.

CIT and SVB changed what First Citizens does

…during their transition. It also identified equipment and vendor finance, rail finance, treasury services and middle-market banking among the combined capabilities. [3]

Federal Reserve

Regulator · Bank supervision, Payments infrastructure, Digital assets, Governance & risk oversight · 22 linked stories · 99 related research pages

Federal Reserve Bank of New York

Central bank · Also known as New York Fed · Monetary policy, Repo markets, Economic data & research, Interest rates · 2 linked stories · 8 related research pages

Freddie Mac

Government-sponsored mortgage-finance company · Loan sales & distribution, Securitization, Loan data, Credit scores · 3 linked stories · 3 related research pages

Office of the Comptroller of the Currency

Regulator · Bank supervision, Bank chartering, Bank & fintech partnerships, BSA/AML · 5 linked stories · 30 related research pages

U.S. Bureau of Economic Analysis

Government agency · Also known as Bureau of Economic Analysis, BEA · Economic growth, Inflation, Consumer spending, Economic data & research · 3 linked stories · 2 related research pages

U.S. Bureau of Labor Statistics

Government agency · Also known as Bureau of Labor Statistics, BLS · Employment, Inflation, Economic data & research · 3 linked stories · 2 related research pages

U.S. Department of the Treasury

Government agency · Also known as Treasury Department · Public finance, Treasury auctions, Interest rates · 1 linked stories · 3 related research pages

Description

Government agency · Also known as Treasury Department · Public finance, Treasury auctions, Interest rates · 1 linked stories · 3 related research pages