766 deep dives in 24 categories · last updated
369 matching deep dives
Research Lab: these deep dives are AI working drafts unless tagged Reviewed research. Read how review works.
Financial-company and bank profiles, covering customer relationships, business models and operating economics.
Compare banks →S&T’s Pennsylvania and Ohio franchise grew modestly in the year to June 2026. Its parent’s second-quarter results show how lower brokered deposits can coexist with stable customer balances and higher borrowing.
Safra’s U.S. institution combines deposits and secured lending with a wider network of investment services. Its Latin American relationships grew through acquisitions, including the Delta transaction completed in 2023.
A KKR partnership lets Sallie Mae sell loans while keeping servicing work. Expanded graduate and parent products add another growth route, with repayment risk and federal financing changes still shaping the opportunity.
Santander’s completed Webster acquisition brings a larger commercial franchise alongside Openbank’s digital savings channel. The legal merger, customer integration and reported financial results run on different timelines.
Seacoast’s purchase of Citizens First Bank brought a deposit-rich franchise in The Villages into a bank shaped by the Hudson family. The legal merger closed in October 2025; customer systems moved in July 2026, after earlier capital rebuilding, acquisitions and a leadership handover.
ServisFirst built a commercial bank around experienced local teams and a concentrated branch network. Its correspondent and credit-card businesses extend its reach through other community banks.
An acquisition-built six-state franchise sold low-yielding securities and retired expensive funding in 2025. The immediate loss and subsequent earnings recovery explain the bank’s next chapter.
Southern Michigan Bancorp reported a $1.7 million property write-down in the second quarter of 2026. The bank’s separate June comparison shows expanding balances and higher credit-warning measures.
The Independent Financial merger extended SouthState into Colorado and deepened its Texas business. Property lending, deposit pricing and a national correspondent franchise now explain the combined bank more clearly than asset size alone.
The Cedar City lender’s 15-year agreement with Southern Utah University will put its name on the event center in 2027. Its branches, business loans and historical community record explain the regional relationship behind that announcement.
Stellar’s legal merger preceded its planned systems conversion by months. Its final June accounts show the commercial lender Prosperity acquired, including a first-half loss and a deposit-funded balance sheet.
Stifel added a bank in 2007, connecting investment relationships with deposits and lending. The model still depends on where clients keep their cash. Recent group disclosures show treasury deposits rising as other client cash balances declined.
The Business Bank of St. Louis became Stifel Bank when its acquisition closed in August 2018. It remains a separate charter from Stifel Bank & Trust. Brokerage cash and specialist business deposits help fund the wider banking platform.
The April 2026 merger widened Sunflower’s franchise. FirstSun then reduced acquired assets and expensive funding, so the opening pro forma deal size and June bank balance sheet describe different stages.
Synchrony connects consumers, merchants and digital platforms through credit. Its June 2026 figures show why promotions, retailer sharing, rewards, loan losses and deposit funding have to be read together.
Target and Nordstrom cards connect customers to a specialized TD bank in Delaware. Its separate accounts reveal a securities-heavy balance sheet, brokerage-linked funding and obligations under a two-bank regulatory order.
Texas Capital expanded from commercial lending into advisory, trading and wealth services. Its balance-sheet resets and growing fees explain the transformation; its parent began trading on the Texas Stock Exchange in October 2026.
The Bancorp’s model links payment-program deposits with lending. Chime’s proposed Stride acquisition creates a partner-retention question, while The Bancorp Bank has announced its own small-business-lending transition.
Central’s history runs from Jefferson City’s state-government finances to a regional branch network. Its parent’s 2025 public offering raised capital while a voting trust retained control.
From Cleveland’s Slavic Village, Third Federal built a mortgage franchise whose public parent remains controlled by a mutual holding company. Its loans, funding and rate-reset options explain that unusually focused business.
TowneBank’s Dogwood merger widened its Carolina franchise in January 2026. The April sale of its vacation-property-management business then produced a major one-time gain, leaving a larger bank with insurance, mortgage, wealth and other services still alongside lending.
TriState grew from a Pittsburgh middle-market bank into an advisor-linked lender that markets deposits to institutional clients. Raymond James bought its parent in 2022 while retaining a separately chartered bank.
An insurance sale and a Mississippi charter conversion reshaped Trustmark. Its banking, mortgage-servicing and wealth businesses still connect the Jackson institution to customers across six states.
Union Savings Bank’s Cincinnati roots lead into a multistate home-loan business. Its record also includes a redlining settlement and a later community-lending evaluation with mixed findings.
United Bank’s Parkersburg roots now support a Mid-Atlantic and Southeast franchise. Its 2026 earnings reflect deposit pricing and acquisition accounting, while a government-contracting team extends an existing commercial business.
The bank bought Peach State, sold Navitas and replaced low-yielding securities in 2026. The completed deals change its mix of loans and funding while bringing a substantial near-term accounting cost.
UWM’s broker-based lending business continued to produce substantial mortgage volume while market exposures weighed on its accounts. Preferred financing and a separate rights offering followed, with different consequences for the company and its shareholders.
Univest Financial’s June results illustrate two sides of commercial banking: gathering deposits through customer relationships and reserving for a troubled borrower.
Valley’s proposed Bluevine purchase would add a digital small-business channel to a property-heavy regional bank. Its June results show why customer deposits, capital and loan performance remain central to that plan.
The Stanton family’s Northwest bank reported higher first-half earnings in 2026 as loans grew and securities declined. Its business spans operating accounts, commercial lending and wealth services, with each activity playing a different role.
Webster’s August 2026 merger ended its standalone charter. Its pre-merger accounts show how regional lending, health savings deposits and medical-settlement services fit together.
Premier enlarged WesBanco’s regional franchise in 2025. Branch consolidation, a South Florida banking team and a sizable commercial-property portfolio now shape the business beyond the merger’s headline growth.
Zions combines seven local banking divisions in one national bank. Its strong second-quarter earnings included large investment gains, while a completed agency-lending acquisition broadened its property-finance capabilities.
Max Levchin’s company grew from purchase-by-purchase credit into a network spanning merchant checkout, cards and institutional loan funding. Its short installment plans and longer loans have different costs, and its reported profit requires attention to a large tax benefit.
Nick Molnar and Anthony Eisen built Afterpay around buying now and paying in installments. Under Block, the service is spreading through Cash App as well as merchant checkouts, while U.S. offers now include several different borrowing contracts.
Charles Schwab built its name by lowering the cost of trading. The modern group also earns from advice, asset administration and customers’ cash, with important distinctions between the parent, broker, affiliated banks and newer crypto accounts.
Page 7 of 11 · 217–252 of 369 articles