766 deep dives in 24 categories · last updated
369 matching deep dives
Research Lab: these deep dives are AI working drafts unless tagged Reviewed research. Read how review works.
Financial-company and bank profiles, covering customer relationships, business models and operating economics.
Compare banks →U.S. Bank combines a large deposit-and-loan franchise with merchant services. Its parent’s BTIG acquisition expands the wider group, while bank assets, payment volume and fee revenue remain different measures.
UBS Bank USA links investment relationships to cash deposits, mortgages and secured credit. Its national charter and distinct bank and brokerage roles explain how the model works and where its risks sit.
Unified Bank is United Bancorp’s Martins Ferry-based operating bank, combining community lending with mortgage, treasury-management and digital-service expansion.
University Bank retained an old Michigan charter while building an Ann Arbor franchise with national mortgage and faith-based businesses.
Founded in Salina in 1977, Utah Independent Bank serves small businesses, farms and households in central and southwestern Utah. Its 2025 examination describes both its local reach and the limits of that reach.
How a bank and a platform divide distribution, lending and service work, with merchant repayment examples and a clearer view of customer experience and retained economics.
West Michigan Community Bank links its Hudsonville origins to commercial lending and a regional branch network.
The Utah industrial bank finances payment timing gaps and holds health-savings cash. Its June accounts show a large securities portfolio alongside payment receivables.
Comenity Bank, Bread Financial's Delaware credit-card bank, merged into Comenity Capital Bank on October 1, 2026, ending its separate existence. It began as the store-card bank of The Limited and had $7.4 billion in assets at its latest available standalone report.
The Ware-family bank has expanded beyond the Panhandle while keeping business, agricultural and property-management services. Assets and deposits grew over the year to June 2026, but first-half income barely changed.
American Savings Bank’s sale, charter conversion and public listing changed its ownership and legal form. Housing and business banking still tie its fortunes closely to Hawaii.
Ameriprise Bank returned to deposit-taking in 2019 within a financial-advice franchise. By June 2026, securities accounted for nearly four-fifths of its assets, making customer cash choices and investment repricing central to its economics.
Acquisitions widened the Georgia bank’s lending reach, while a Nashville expansion adds another local market. The 2026 results also show how legal costs can change earnings independently of loan performance.
Apple Bank’s New York savings roots grew into a New York and New Jersey branch network. Its business also reaches beyond household accounts, from tenant-deposit administration to financing aircraft exports.
Arvest is adding a North Texas lending presence while rebuilding the systems behind its regional franchise. Acquisitions, equipment finance and small-business lending show how its expansion connects to a deposit-funded, property-heavy balance sheet.
Acquisitions expanded Atlantic Union’s Mid-Atlantic franchise. Loan sales and new equity reshaped the acquired balance sheet, while funding costs and acquisition accounting continue to affect earnings.
Banc of California joined two California franchises after the 2023 deposit shock. Its 2026 balance-sheet overhaul shows why removing expensive funding and weak assets can improve future earnings while imposing large immediate losses.
An acquired bank entered BancFirst’s own balance sheet in February 2026. A separate SpiritBank transaction won regulatory approval in September, while June accounts showed higher earnings and more noncurrent loans.
A large public-sector funding base sits beside Banco Popular de Puerto Rico’s household and business relationships. Securities income, transaction services and one major commercial-loan resolution explain the June results.
Bank of America California is a distinct San Francisco national bank within the larger group. Between December 2024 and June 2026, its gross loans declined while cash increased.
Bank of Hope combined community-bank roots with Territorial Savings in Hawaii. On October 1, 2026, its parent announced completion of another expansion: SMBC MANUBANK’s commercial banking unit.
Corporate lending is replacing construction balances at Bank OZK, while larger property workouts test its earnings and funding.
BankUnited’s rebuilding story began in 2009 with inherited assets and FDIC loss sharing. Its recent earnings depend more on business deposits, a changing loan mix and the cost of replacing wholesale funding.
Bank of the Pacific joined Banner on September 1, 2026, with systems conversion planned for November. The deal builds on a western franchise shaped by AmericanWest and lending to businesses, property owners, farms and homebuyers.
Barclays Bank Delaware completed its Best Egg acquisition in May 2026. The personal-loan platform joins partnership cards and deposits, with different funding, repayment and servicing economics.
Beacon Bank united four Northeast banks under one brand in February 2026, following their September 2025 legal merger. Its first full year combines stronger quarterly earnings with credit losses in office, equipment and multifamily lending. Sean A. Gray succeeded Paul A. Perrault as chief executive in September.
The Nevada bank combines purchased credit, securities, savings and wholesale borrowing. June 2026 assets and deposits contracted sharply.
Bell joined a Fargo bank to an older Minneapolis mortgage business, then broadened into insurance and equipment finance. Family and employee ownership remains central to the company’s account of its growth.
BNY’s national bank combines private banking with bank custody. Its separate accounts explain why wealth-client assets, deposits and the wider group’s custody totals measure different things.
BOKF combines regional banking brands with specialized commercial lending. Energy hedges, wealth services and a Visa-related gain show why its parent’s earnings require more than a simple reading of loan growth.
The LINK merger and June systems conversion enlarged Burke & Herbert’s six-state business. Bank accounts show the added scale; parent earnings and a September financing show the costs and capital decisions that followed.
CrossFirst brought Busey into new western markets and moved the parent company’s headquarters to Kansas. The bank merger and later leadership decisions followed their own timelines.
Capital One Financial Corporation acquired Discover in May 2025, adding payment networks alongside lending and deposits. The group’s operating test is whether integration delivers useful service, recurring activity and value after its costs.
The Discover deal combined two banks as well as two financial groups. Capital One’s charter history, June 2026 finances and unfinished savings litigation show what changed and what remains separate.
The Topeka savings bank is broadening commercial banking after a costly securities restructuring, while deposits and earnings recover.
Cathay’s Los Angeles origins still shape a relationship bank with a large U.S. property portfolio. Its 2026 Vietnam office extends international reach while deposit pricing remains central to earnings.
Page 4 of 11 · 109–144 of 369 articles