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Supervisory actions, enforcement cases and their outcomes, with findings distinguished from allegations.
The CFPB’s 2022 action connected sales pressure with accounts opened without customers’ knowledge. The bank paid a $37.5 million penalty and issued redress; the Bureau terminated the order in August 2025.
UBS admitted helping U.S. taxpayers hide accounts and agreed to payments, disclosures and an exit from the undeclared-account business. Its deferred criminal charges were dismissed in October 2010; the related IRS summons was withdrawn the following month.
A 2023 examination found major oversight and anti-money-laundering weaknesses at the Dallas bank. A joint order required changes in 2024; the Federal Reserve announced its termination in September 2026.
The OCC replaced two USAA Federal Savings Bank orders in December 2024 because specified requirements remained unmet. The new action tied improvements in customer protection, technology and oversight to restrictions on certain new business.
Unauthorized accounts led to consumer penalties, corporate admissions and an investor settlement. A broader Federal Reserve order restricted Wells Fargo’s growth until 2025 and ended in March 2026.
How a retreat in crypto deposits led to securities sales, a supervised bank wind-down and full depositor repayment, followed by a separate parent-company reorganization.
How delayed checks left former Chime customers without their remaining balances, what the CFPB’s 2024 consent order required, and what the public docket can establish today.
Discover’s misclassified consumer cards produced merchant overcharges; the account follows the consent orders, Capital One’s continuing obligations and the merchant settlement approved in May 2026.
Examinations of Evolve’s fintech-partnership business led to a joint June 2024 order covering customer records, consumer compliance and bank-wide risk. The Fed expressly separated it from the Synapse bankruptcy.
Years of weak transaction monitoring culminated in criminal guilty pleas and an OCC growth restriction in October 2024. The order constrains two U.S. banks while remediation remains subject to regulatory review.
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