Protego Holdings Corporation is a Seattle-based digital-asset company that plans to own National Digital Trust Company, a proposed national trust bank.
On February 13, 2026, the OCC granted the proposed bank preliminary conditional approval; it cannot open until it meets the OCC's pre-opening requirements. The Independent Community Bankers of America's October 2, 2026 lawsuit asks a court to set that approval aside; those are the plaintiff's claims, not a ruling.
Planned business
The OCC's approval letter describes four planned lines of business, mainly involving crypto-assets: custody, trading between customers, lending and borrowing of customers' assets, and services for customers who issue their own tokens.
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