Analysis
Analysis: An agent’s ability to execute a payment makes permission limits, audit trails and dispute handling central product requirements. Banks and merchants should evaluate the delegated instruction, payment authorization and liability allocation separately; successful task completion alone does not prove that a transaction was authorized.
What remains uncertain
These are policy observations, not a new binding rule or independently measured gains from deployed systems. The official page is dated September 29 despite September 28 in its HTML filename.
Sources
- Federal Reserve — Payments in the Age of AI Agents ↗Official source