Bank business models, deposits, capital and liquidity.
238 of 238 entries. Dates use publication dates for news/research and recorded source dates for policy; undated entries are excluded by date filters.
The Federal Reserve Board published an enforcement action for Ontario Bancorporation on October 2. The written agreement with the Federal Reserve Bank of Chicago is dated September 24 and applies to the parent of Bank of Ontario in Wisconsin.
Published: Oct 2, 2026ECB Vice President Boris Vujčić said October 2 that Europe should preserve current bank-capital strength while simplifying the rulebook. He supported consolidating the capital stack into releasable and non-releasable buffers, a materially simpler regime for smaller banks and a less complex resolution framework.
Published: Oct 2, 2026An October 2 ECB Blog analysis of the latest Survey on the Access to Finance of Enterprises says 72% of roughly 5,000 euro-area firms planning AI investment expect to use cash flow or retained earnings. Reuters reported that 16% cited bank loans, 6% equity or venture capital and 1% debt securities; more than 80% expected to use only one financing instrument.
Published: Oct 2, 2026The Financial Times reported October 2 that Monzo is in early-stage discussions with CVC and Advent International about selling up to a 15% stake, after takeover talks with Nubank ended over valuation. Nubank said September 30 that it was not pursuing a transaction, Reuters reported.
Published: Oct 2, 2026Reuters examines how consumer-facing AI tools may help customers compare deposit rates and financial advice, increasing competitive pressure on banks.
Published: Oct 1, 2026The Federal Reserve adopted two final rules that open annual public input on stress-test scenarios and models and average two years of stress-capital declines for covered firms. The averaging affects buffers effective January 1, 2029; the Fed estimates roughly 50% less year-to-year volatility and no material change to aggregate requirements.
Published: Sep 30, 2026The Bank of England’s September 30 record says the risk of simultaneous stresses in sovereign debt, risky assets and credit has increased. It maintains the UK countercyclical capital buffer at 2%.
Published: Sep 30, 2026Capitolis announced September 29 that it agreed to acquire eSecLending from Parthenon Capital and management for $200 million in cash. Parthenon will also invest in Capitolis.
Published: Sep 30, 2026The Bank of Canada and OSFI said September 29 that use of the Standing Liquidity Facility is a normal part of payment and liquidity management. Eligible Lynx participants obtain secured intraday and overnight liquidity; an end-of-day shortfall automatically produces an overnight advance under the applicable rules.
Published: Sep 29, 2026Citi’s September 28 announcement says Token Services is live in Japan and the United Arab Emirates, bringing coverage to seven markets. Japan supports U.S. dollars; the UAE supports dollars and euros. The company describes transfers between enabled accounts using tokenized deposits on a private permissioned blockchain, including outside conventional cutoffs and holidays.
Published: Sep 29, 2026FINMA said September 29 that its latest Julius Baer enforcement proceeding found serious risk-management and anti-money-laundering failures involving private debt and Russian politically exposed persons. The regulator requires CHF250 million of additional capital until specified high-risk assets are separated, reporting through 2032 and approval for distributions. It ordered confiscation of about CHF10 million in profits.
Published: Sep 29, 2026Reuters reported the 10-year Treasury yield at 5.278% on September 29, near its highest level since 2007, and the 30-year at its highest since 2002. The Financial Times independently reported the same 30-year milestone. These are attributed intraday market observations, adding a new development to the earlier oil-and-yields coverage.
Published: Sep 29, 2026Associated Bank combines a Midwest deposit franchise with specialized commercial lending and wealth services. Its 2026 American National acquisition enlarged the bank while making integration, reporting boundaries and acquired-versus-organic growth important distinctions.
Published: Oct 4, 2026Frost pairs Texas business and household banking with treasury services and institutional finance. Its large securities portfolio makes deposit pricing and reinvestment as important to the story as loan growth.
Published: Oct 4, 2026Banco Popular de Puerto Rico combines a broad household and business franchise with substantial Puerto Rico public-sector deposits. Its funding mix, securities income, payments fees and concentrated commercial-credit events explain why the bank differs from a conventional mainland regional lender.
Published: Oct 4, 2026CIBC Bank USA sits within a North American commercial and wealth franchise. Its June bank balance sheet and the parent’s July segment results illuminate specialty lending, relationship funding and the role of credit-loss reversals in earnings.
Published: Oct 4, 2026Columbia Bank combines a western commercial franchise with association banking and equipment finance. Its Umpqua name change and Pacific Premier acquisition explain today’s structure, while funding choices and different credit trends shape the combined business.
Published: Oct 4, 2026Valley combines a commercial-property-heavy lending franchise with growing business banking and a proposed Bluevine acquisition. Its June results show rising earnings alongside higher problem-loan balances and a continuing focus on funding.
Published: Oct 4, 2026First Horizon combines a southern banking footprint with mortgage warehouse lending, asset-based finance and institutional capital markets. Its June 2026 results show how loan growth, funding cost and credit reserves can move in different directions.
Published: Oct 4, 2026Old National’s expanded banking franchise combines commercial real estate, agriculture, treasury services and household banking. Its bank-level June snapshot and parent results illuminate the funding, integration and credit questions behind its greater scale.
Published: Oct 4, 2026SouthState’s expansion into Texas and Colorado sits alongside a sizable property-related loan book and a national correspondent business. Its deposit mix, acquisition comparisons and improving June credit metrics require separate, dated readings.
Published: Oct 4, 2026UMB combines relationship lending with custody, trust and other institutional services. The Heartland acquisition enlarged its retail footprint, while loan growth, deposit mix and acquisition accounting shape the interpretation of its earnings.
Published: Oct 4, 2026East West Bank combines U.S. commercial and consumer relationships with Asian-market capabilities. June 2026 results show growing earnings and deposits alongside sequential margin compression and emerging commercial-property credit pressure.
Published: Oct 4, 2026Flagstar is now a publicly traded bank without its former holding company. Commercial lending and deposits are expanding, but concentrated multifamily exposure and the economics of a still-thin earnings recovery remain central to its transformation.
Published: Oct 4, 2026One final rule averages two annual stress-test capital declines for firms tested in both years and shifts the annual effective date to January 1. The companion final rule adds annual public input on scenarios and material model changes; the Fed separately solicited comment on its noninterest-income model. The separate model/reporting notice was published October 2 (91 FR 62729); comments are due December 1, 2026. Its reporting revisions would apply to the December 31, 2027 report date if adopted.
Source date: Sep 30, 2026Primary credit 4.00%, secondary 4.50%. Implements earlier September 16 approval, not an additional September 30 rate increase.
Source date: Sep 30, 2026September 25 meeting published September 30. Risk judgments and prospective early-2027 consultation, not a new U.S. requirement.
Source date: Sep 30, 2026September 29 assessment of October 2025 submissions; BNP Paribas’s 2021 shortcoming was satisfactorily addressed. Specific feedback can still require attention despite no formal deficiency.
Source date: Sep 29, 2026Swiss institution-specific measures; additional capital, reporting and distribution controls remain. The public release was inspected, not a full operative ruling; no U.S. rule or final binding status is inferred.
Source date: Sep 29, 2026Secured intraday and overnight advances for eligible Lynx participants under governing rules. Routine end-of-day advances are not by themselves evidence of distress.
Source date: Sep 29, 2026The holding-company agreement requires a capital plan within 60 days and a 2026 cash-flow projection within 30 days, and prior approval for specified distributions and debt transactions. It references the separate August 6 FDIC/Wisconsin order for Bank of Ontario. These are institution-specific measures; written extensions are permitted by the agreement.
Source date: Sep 24, 2026Raises the asset threshold from $3 billion to less than $6 billion for qualifying institutions. Ratings, capital and other eligibility conditions still apply, and agencies retain authority to examine more frequently. This is an effective interim final rule accepting comments, not merely a proposal.
Source date: Sep 14, 2026Housing, mortgage and bank-funding provisions; includes Keeping Deposits Local in section 902.
Source date: Jul 11, 2026Legislative history: its upper tier differs from enacted Public Law 119-101 section 902.
Source date: May 21, 2026Official release linking the March capital package, including standardized and G-SIB proposals.
Source date: Mar 19, 2026Directs consideration of mortgage, capital, liquidity and process reforms.
Source date: Mar 13, 2026