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No reporting period available
Monthly · seasonally adjusted
Original BLS series ↗ECONOMY & HOUSEHOLDS
How are household finances changing?
Six national indicators bring employment, prices, saving, borrowing and repayment into one view. Reporting periods differ; these measures are context, not a single household-stress score.
Read these measures together, without treating them as the same period or population. A national average can hide large differences among households.
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No reporting period available
Monthly · year-over-year inflation from the unadjusted CPI-U index
Original BLS series ↗Source & freshness
Personal saving rate
Loading…No reporting period available · Percent
Personal saving as a share of disposable personal income. Seasonally adjusted annual rate.
Original FRED series ↗Source & freshness
Revolving consumer credit
Loading…No reporting period available · Millions of U.S. Dollars
Consumer credit owned and securitized; seasonally adjusted. Includes revolving credit beyond bank credit-card loans.
Original FRED series ↗Source & freshness
Credit-card delinquency rate
Loading…No reporting period available · Percent
Credit-card loans at all commercial banks; seasonally adjusted, end of period.
Original FRED series ↗Source & freshness
Credit-card charge-off rate
Loading…No reporting period available · Percent
Credit-card loans at all commercial banks; seasonally adjusted. Annualized charge-offs, net of recoveries.
Original FRED series ↗Source & freshness
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Indicator history
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Understand the measures
- Cash-flow data, income and affordability
- Card payment rates and household behavior
- How payment problems develop and resolve
Full BLS tool · Full FRED explorer · Related economy and household coverage
Sources refresh on demand through the site's shared six-hour cache. Retrieval time is separate from the observation period. These indicators may be revised and do not measure an individual household's creditworthiness. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis. FRED API Terms of Use.