FRED credit & household indicators
Consumer credit and household finances, with original reporting periods and definitions.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
FRED data is temporarily unavailable. No observation is implied.
Sources & definitions
FRED distributes these series from the Federal Reserve Board and the Bureau of Economic Analysis. They cover different populations and reporting frequencies. They are dated economic observations, may be revised and are not live quotes. History uses the latest available revisions; it does not reconstruct what was known at an earlier date. Missing values are not filled.
- Revolving consumer credit · REVOLSL
Consumer credit owned and securitized; seasonally adjusted. Includes revolving credit beyond bank credit-card loans.
- Credit-card delinquency rate · DRCCLACBS
Credit-card loans at all commercial banks; seasonally adjusted, end of period.
- Credit-card charge-off rate · CORCCACBS
Credit-card loans at all commercial banks; seasonally adjusted. Annualized charge-offs, net of recoveries.
- Personal saving rate · PSAVERT
Personal saving as a share of disposable personal income. Seasonally adjusted annual rate.
Available observations refresh on demand up to once every six hours. This tool does not publish news stories or change the newsroom’s research cutoff.
By using this FRED data tool, you agree to the FRED API Terms of Use.