Federal Register documents

Kobalt Labs applies AI to the document-heavy work of vendor and fintech-partner oversight. Named customer accounts show implemented uses and reported time savings, while evidence on review accuracy, economics and adoption remains narrower than the company’s broad automation claims.

The Hudson City settlement addressed access to mortgage distribution, not merely approval rates after application. Its subsidy, branch and outreach obligations explain the alleged mechanism while the entered order expressly preserves the difference between settlement and adjudicated fact.

The Supreme Court’s 2021 AMG decision rejected monetary relief under FTC Act Section 13(b). It did not approve deceptive payday lending or eliminate every route to consumer recovery; it changed which legal pathway could support the remedy.

Treasury and IRS temporary regulations published September 30 direct automatic Trump Account establishment on or about October 1 for eligible children identified by Treasury without a prior election. The regulations are effective September 30.

The September 30 Regulation A final rule sets primary credit at 4.00% and secondary credit at 4.50%, reflecting the Federal Reserve’s September 16 approval and rates applicable since September 17.

OFAC’s September 30 final rule adds 31 CFR part 516, effective that day, implementing Executive Order 14404 of May 1. OFAC describes these as abbreviated regulations with additional provisions expected later.