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Company-reported acceptance milestone · September 28, 2026

American Express says its acceptance network passed 190 million locations

American Express said September 28 that its cards were accepted at more than 190 million merchant locations worldwide, including about 20 million added since the start of 2026; it said acceptance outside the United States has more than doubled in four years. The company’s “locations in force” estimate is measured through July 2026 and includes partner-acquired locations and digital-wallet acceptance.

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Analysis

Broader reported acceptance can reduce a network’s coverage gap for cardholders and make it easier for merchants to reach customers carrying the card. The company-defined location estimate is not an independently verified count of unique active storefronts, transactions or market share, and does not by itself show higher card spending or merchant economics.

What remains uncertain

Figures and definitions are company-reported. The underlying location estimate is as of July 2026, although the announcement was reported September 28; acceptance enabled through digital wallets may not represent a distinct physical merchant location.

Sources

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