The National Credit Union Administration’s second-quarter 2026 review puts Michigan’s median year-over-year loan growth at 3.3% through June. The national median was 0.6%. The figures compare the second quarter of 2025 with the second quarter of 2026.
Other Michigan medians were higher than national medians too: asset growth was 4.5% versus 2.9%, and share-and-deposit growth was 4.2% versus 2.5%. The Michigan Credit Union League highlighted the same results in a September 29 summary of the NCUA review.
These are medians across credit unions in the NCUA state table, not total Michigan lending or deposit growth. NCUA defines a median as the midpoint of the institutions’ results and groups credit unions by state of charter or headquarters. Michigan’s median rate was 70 , close to the national 69 basis points; median membership growth was slightly negative at 0.1%, compared with a 0.6% decline nationally. The figures describe the middle of each distribution and do not explain what drove the changes or how every credit union performed.