Bank identity
First National Bank & Trust Co. is listed as an active FDIC-insured institution with its main office at 233 S Stephenson Ave, Iron Mountain, MI 49801. Its FDIC certificate is 5062. The institution inventory was checked on October 6, 2026 against the dataset dated 2026-10-02.
FDIC reports the institution class as N (national bank) and the primary federal regulator as OCC. The class describes a broad charter category; it is not a business-model description or a confidential supervisory assessment.
Reported balance sheet
- Reporting date
- June 30, 2026
- Total assets
- $386,385,000
- Total deposits
- $337,614,000
These amounts belong to the insured bank, not a parent or consolidated financial group. FDIC’s ASSET and DEP fields are reported in thousands of dollars and have been converted to dollars here. Balance-sheet size alone does not establish financial strength or credit quality.
Scope and limits
This brief is based on the bank’s public institution record and one reporting-quarter snapshot. It does not establish current product terms, branch availability, ownership history, financial safety or a complete supervisory history. The institution’s headquarters and active status reflect the dated inventory check, while financial figures describe the earlier reporting date.