Also known as Varo Bank, N.A.
Varo Bank, N.A. is a nationally chartered, digital consumer bank offering deposit accounts and consumer credit products. Its 2025–2030 Community Reinvestment Act plan describes a branchless model using mobile, online and telephone channels.
The bank is a wholly owned subsidiary of Varo Money, Inc., the bank holding company. This record covers the chartered bank, rather than treating the parent or the Varo app as the deposit-taking legal entity. The OCC announced its full-service national bank charter on July 31, 2020, ahead of its August 1 opening.
Headquarters reference only; this record is not a branch directory and does not establish customer access or lobby service.
Sources checked October 4, 2026 Mountain Time. FDIC dataset index: 2026-10-02. Headquarters identify the bank, not its branches or a parent company’s offices.
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Neobank is a business-model label, not a U.S. charter category. Legal entity, fund location, customer records and recurring economics determine how a digital account works and where its risks sit.
Curated library records that name Varo Bank or connect through its linked research. The official source provides full scope and status.
No policy-library records are currently linked to this entity.