Also known as Upstart Bank, N.A., Upstart Bank
Upstart announced conditional OCC approval for a proposed Upstart Bank, N.A. on July 23, 2026.
The announcement said deposit-insurance and bank-holding-company applications remained pending and operations required further approvals and satisfaction of conditions. Conditional approval is not evidence of an operating insured bank.
No separately reviewed relationship records are available here yet. This does not imply the organization is independent or has no partners.
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Upstart connects borrowers, originating institutions and loan investors through automated lending software. Its 2026 results show growth alongside retained credit exposure; conditional approval for a proposed bank is separate from permission to begin operations.
Curated library records that name Upstart Bank, N.A. (proposed) or connect through its linked research. The official source provides full scope and status.
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A separate last-checked date for this profile has not been recorded. Relationship evidence and Utah banking records show their own source-check dates where available; news and research dates refer to those articles.