The Department of Defense issued the regulations implementing the Military Lending Act. Its 2015 final rule expanded the protections to a broader range of consumer credit for covered servicemembers and dependents.
The department’s military-lending rules address borrowing costs, disclosures and contract protections. The linked department article is a historical account of the 2015 expansion.
Official department history: the Military Lending Act’s 2015 expansion ↗
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The Military Lending Act combines a 36% borrowing-cost ceiling with rules on fees, disclosures and contract terms for covered servicemembers and dependents.
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Consumer-credit protections for covered service members and dependents.
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