Synchrony Bank is an FDIC-insured bank that offers consumer credit and deposit products, including financing distributed through partner programs.
Synchrony Bank is the bank subsidiary of Synchrony Financial, which has a separate parent-company profile. Keep the legal entity and the broader company distinct when reviewing partner relationships, credit performance or funding.
Synchrony Bank's official website ↗
Synchrony Bank offers consumer deposit products and is associated with partner-distributed credit products. The broader Synchrony company describes private-label, co-brand and general-purpose cards as well as installment financing across multiple industries.
Partner finance links merchant sales and customer relationships with credit underwriting, account servicing and bank funding. The parent and bank have related but distinct financial and regulatory reporting.
Headquarters reference only; customer access, lobby service and the complete Utah branch network have not been established by this record.
Sources checked October 4, 2026 Mountain Time. FDIC dataset index: 2026-10-02. Headquarters identify the bank, not its branches or a parent company’s offices.
No news stories are currently linked to this entity.
The former GE Capital Retail Bank resolved two different consumer-credit issues in 2014. The CFPB later reported at least $259 million in redress and terminated the order, citing completed obligations and a change in enforcement policy.
How partner distribution, customer usage, promotions, rewards and deposits interact, with a clearer explanation of retailer sharing and the accounting presentation of loyalty costs.
Curated library records that name Synchrony Bank or connect through its linked research. The official source provides full scope and status.
No policy-library records are currently linked to this entity.