Also known as Lloyds Banking Group plc
Lloyds Banking Group is a UK-based financial services group focused mainly on retail and commercial customers, operating brands including Lloyds Bank, Bank of Scotland and Scottish Widows.
The group’s banking operations are conducted through regulated subsidiaries; Lloyds Banking Group plc is the listed parent. In 2026 it ran a live stablecoin settlement pilot with Visa through its digital assets team.
Over seven days, Lloyds Banking Group used the USDC stablecoin to settle real payment obligations with Visa, with funds arriving in under an hour, including on a weekend. Neither company announced a wider rollout.
Bank & fintech · Company pilot resultsTSB moved its customer data to a new platform in April 2018, but technical failures disrupted access to banking services. UK regulators later imposed £48.65 million in fines over planning, testing and outsourcing failures.
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