Dated bank financials
At June 30, 2026, the bank reported $5.656 billion in assets and $4.929 billion in deposits. Net income for January through June 2026 was $37.422 million. Source values were converted from thousands of dollars.
State-chartered bank · PROFILE & COVERAGE
Independent Bank (Michigan)
Also known as Independent Bank MSB
What it does
Independent Bank is the Grand Rapids, Michigan-based FDIC-insured bank identified by certificate 27811.
The FDIC lists INDEPENDENT BANK CORP as its holding company and Federal Reserve as its primary federal regulator. This profile identifies the insured bank separately from its parent and similarly named institutions.
Ownership & partners
No separately reviewed relationship records are available here yet. This does not imply the organization is independent or has no partners.
Latest news
No news stories are currently linked to this profile.
Deep dives
Bank profileResearch updated Oct 6, 2026
Independent Bank in Michigan: two histories, a new acquisition and a growing credit concentration →
Independent’s Michigan franchise traces its roots to Ionia in 1864, while today’s surviving bank charter follows another lineage. Its 2026 Highpoint acquisition expands the group as a large commercial credit explains much of the recent rise in troubled loans.
Policy & official records
Curated library records that name Independent Bank (Michigan) or connect through its linked research. The official source provides full scope and status.
No policy-library records are currently linked to this profile.
Sources & last checked
- FDIC institution records: exact bank certificates, headquarters, charter classes, establishment dates and holding companies; October 2, 2026 index, retrieved October 6 ↗
- FDIC bank financials: June 30, 2025 and June 30, 2026; dollar fields in thousands; net income and net charge-offs are year-to-date ↗
A separate last-checked date for this profile has not been recorded. Relationship evidence and Utah banking records show their own source-check dates where available; news and research dates refer to those articles.