Happen Bank, N.A. provides Happen’s banking and credit products and is a Member FDIC institution. Happen’s official site identifies the bank as a wholly owned subsidiary of Happen, Inc. FDIC and OCC institution records list the bank’s legal headquarters in Lehi, Utah; its website lists a San Francisco mailing address.
Wholly owned subsidiary of Happen, Inc.; Happen’s official materials identify the business as formerly LendingClub.
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UTAH BANKING
Utah banking record
Legal bank name
Happen Bank, National Association
Headquarters
2701 N Thanksgiving Way, Lehi, UT 84043
Primary federal regulator
Office of the Comptroller of the Currency
Chartering authority
Office of the Comptroller of the Currency
Charter category
National bank
FDIC certificate
32551
FDIC and OCC identify the legal bank headquarters in Lehi. The bank’s website gives a San Francisco mailing address; a mailing address is not the bank’s legal headquarters. This record does not establish customer access or lobby service.
Sources checked October 4, 2026 Mountain Time. FDIC dataset index: 2026-10-02. Headquarters identify the bank, not its branches or a parent company’s offices.
The former LendingClub bank combines consumer relationships with loan distribution. A new name does not by itself establish a new business or better customer economics.
Policy & official records
Curated library records that name Happen Bank or connect through its linked research. The official source provides full scope and status.
No policy-library records are currently linked to this entity.