Also known as Guaranteed Rate
Guaranteed Rate, Inc. is the Chicago-based licensed lender operating under the Rate brand, with NMLS identifier 2611. Victor Ciardelli founded the business in 2000.
Its June 5, 2026 website terms identify Guaranteed Rate, Inc. d/b/a Rate. The privately held lender is distinct from its separately incorporated mortgage ventures and from the broader Rate Companies group description. The shorter brand does not establish a legal rename to Rate, Inc.
No separately reviewed relationship records are available here yet. This does not imply the organization is independent or has no partners.
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Guaranteed Rate grew from a Chicago mortgage startup into a network of lenders and real-estate partnerships. Its shorter Rate brand now spans fast mortgage approvals, home-equity borrowing and personal loans, but each product and legal company has its own terms and financial boundaries.
Curated library records that name Guaranteed Rate, Inc. or connect through its linked research. The official source provides full scope and status.
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A separate last-checked date for this profile has not been recorded. Relationship evidence and Utah banking records show their own source-check dates where available; news and research dates refer to those articles.