First Internet Bank is an online bank that its official history says launched as the first state-chartered, FDIC-insured institution to operate entirely online. It provides personal, business and commercial banking services without a traditional branch network.
The Bend, Oregon infrastructure company exposes bank accounts and U.S. payment rails through detailed APIs. Its July 2026 bank launch expands the model, while current contracts preserve separate technology, bank and platform roles.
Financial company profileResearch updated Sep 30, 2026
A broader look at digital deposit acquisition, specialist lending and service economics, distinguishing the reported 2.39% margin from its 2.47% fully taxable-equivalent measure.
Policy & official records
Curated library records that name First Internet Bank or connect through its linked research. The official source provides full scope and status.
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