First Electronic Bank is a state-chartered, FDIC-insured industrial bank based in Salt Lake City, Utah. It says it partners with fintechs and lenders nationwide to issue compliant consumer and small-business financial products.
Headquarters reference only; customer access, lobby service and the complete Utah branch network have not been established by this record.
Sources checked October 4, 2026 Mountain Time. FDIC dataset index: 2026-10-02. Headquarters identify the bank, not its branches or a parent company’s offices.
No news stories are currently linked to this entity.
Cardless supplies embedded credit-card infrastructure and servicing for brands including Bilt, Coinbase and airlines. Its role is substantial, but it is not the issuing bank, and neither program growth nor prominent partnerships disclose the company’s retained economics or credit exposure.
Afterpay links retail checkout and Block’s consumer ecosystem. Its U.S. products include no-finance-charge installments, finance-fee loans and monthly financing with materially different terms.
Spring Labs Holdings’ complaints, quality-assurance and GRC products can turn conversations into operational evidence. Their wider value depends on better service, useful employee feedback and measurable process improvement.
A specialist bank helps partners deliver financial products. The business case depends on launch effort, active customers and clear responsibility for service as well as retained assets.
Curated library records that name First Electronic Bank or connect through its linked research. The official source provides full scope and status.
Current rule text on covered industrial-bank parent companies, written agreements, commitments and subsidiary restrictions. Relevant to Utah industrial-bank structures; apply the rule’s definitions and scope before assuming every parent is covered.
Official record ↗