How it operates
Column describes APIs for bank accounts, payment origination and related infrastructure. Its platform is designed for companies that need to embed banking functions in their own products.
Bank · COVERAGE INDEX
Column
Column National Association is an OCC-chartered and supervised national bank providing API-based accounts, payments, cards and lending infrastructure. Its registered main office moved from Chico, California, to Salt Lake City, Utah, effective June 12, 2026.
FDIC certificate 58224, RSSD 3435948. FDIC history records a June 12, 2026 main-office relocation and a Chico branch record with the same effective date. Its national charter and OCC supervision are unchanged. Current institution data were retrieved October 4 from the October 2, 2026 FDIC dataset.
Financial-services role
API access can shorten a partner’s path to offering account and payment features, while the bank remains responsible for its regulated activities. Partner services also involve reconciliation, customer disclosures and third-party operations.
Utah banking record
- Legal bank name
- Column National Association
- Headquarters
- 350 East 400 South, Suite 214, Salt Lake City, Utah
- Primary federal regulator
- Office of the Comptroller of the Currency (OCC)
- Chartering authority
- Office of the Comptroller of the Currency (OCC)
- Charter category
- National bank
- FDIC certificate
- 58224
FDIC history records the main-office move from Chico, California, to Salt Lake City effective June 12, 2026. Column remains a national bank, not a Utah state-chartered industrial bank.
Sources checked October 4, 2026 Mountain Time. FDIC dataset index: 2026-10-02. Headquarters identify the bank, not its branches or a parent company’s offices.
News timeline
No news stories are currently linked to this entity.
Related permanent research
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Policy & official records
Curated library records that name Column or connect through its linked research. The official source provides full scope and status.
OCC / FDIC / Federal Reserve2024-07-25 · Supervisory statement
Third-party deposit arrangements — joint statement →
Responsibility, records and risks in bank-fintech deposit programs.
Official record ↗OCC / FDIC / Federal Reserve2024-05-07 · Voluntary guide
Community-bank third-party risk management guide →
Practical considerations for community-bank third-party relationships.
Official record ↗OCC / FDIC / Federal Reserve2023-06-06 · Supervisory guidance
Interagency third-party relationship guidance →
Planning, diligence, contracts, monitoring and termination; tailored to risk.
Official record ↗OCC2021-10-21 · Current posted examination handbook
Payment Systems — Comptroller’s Handbook →
Overview of payment systems, payment types, operational exposures and risk-management practices. Useful context for bank payment operations and outsourced processing.
Official record ↗CFPB2021-09-20 · Current posted examination procedures
Compliance management and information technology — CFPB examination procedures →
Procedures for evaluating technology and service-provider controls as part of consumer-compliance management. Connects system design, oversight and testing to risks of consumer harm.
Official record ↗OCC2019-07-24 · Current posted supervisory guidance
Fraud risk management — OCC 2019-37 →
Guidance on fraud governance, prevention, detection, response and loss monitoring across the bank. The posted bulletin marks removal of reputation-risk references on March 20, 2025.
Official record ↗OCC2019-07-15 · Current posted examination handbook
Corporate and Risk Governance — Comptroller’s Handbook →
Examination reference for board oversight, management responsibilities and bank risk governance. Use the posted revision notices and applicable rules alongside this July 2019 handbook.
Official record ↗OCC2018-06-28 · Current posted examination handbook
Compliance Management Systems — Comptroller’s Handbook →
Consumer-compliance risk management within the OCC’s risk-based examination approach. Useful for evaluating compliance programs and oversight across products and service providers.
Official record ↗CFPB2017-08-30 · Current posted examination procedures
Compliance management review — CFPB examination procedures →
Covers management oversight, the compliance program, service-provider controls, violations and consumer harm. Useful for testing whether responsibilities and corrective actions work across the product lifecycle.
Official record ↗FDICDate not provided · Examination manual; current collection
Consumer Compliance Examination Manual →
FDIC compliance and Community Reinvestment Act examination resource. Individual chapters have different revision dates; newer laws, final rules and agency instructions must be read alongside older examination text.
Official record ↗FDICDate not provided · Current codified rule
Activities of insured state banks — Part 362 →
Restrictions and exceptions governing activities and investments of insured state banks and savings associations, including subsidiaries and FDIC consent. Useful when assessing charter-specific partnership or product authority.
Official record ↗FDICDate not provided · Current codified rule
Computer-security incident notification — Part 304, Subpart C →
Subpart C contains the FDIC-supervised bank and service-provider notification framework. Section 304.23 sets the bank’s outside limit at 36 hours after determining that a notification incident occurred; service providers have a distinct trigger under §304.24.
Official record ↗