Coastal Financial Corporation is a bank holding company headquartered in Everett, Washington. Its official investor-relations overview says it operates through its wholly owned subsidiary, Coastal Community Bank, which provides community banking and banking-as-a-service activities.
Parent bank holding company; Coastal Community Bank is its wholly owned operating-bank subsidiary. The investor-relations site is the corporation’s official public source and is hosted under the Coastal Community Bank domain.
Sponsor banking links distinct creditors, issuers, technology providers and asset buyers. New product-level evidence clarifies those roles, alongside Parafin’s proposed Stripe transaction and the limits of announced embedded-banking adoption.
Financial company profileResearch updated Sep 30, 2026
Community banking and partner platforms create different customer relationships. Read their service economics alongside the significant, dated partner-loss disclosure.
Policy & official records
Curated library records that name Coastal Financial Corporation or connect through its linked research. The official source provides full scope and status.
OCC / FDIC / Federal Reserve2024-07-25 · Supervisory statement
Overview of payment systems, payment types, operational exposures and risk-management practices. Useful context for bank payment operations and outsourced processing.
Procedures for evaluating technology and service-provider controls as part of consumer-compliance management. Connects system design, oversight and testing to risks of consumer harm.
Guidance on fraud governance, prevention, detection, response and loss monitoring across the bank. The posted bulletin marks removal of reputation-risk references on March 20, 2025.
Examination reference for board oversight, management responsibilities and bank risk governance. Use the posted revision notices and applicable rules alongside this July 2019 handbook.
Consumer-compliance risk management within the OCC’s risk-based examination approach. Useful for evaluating compliance programs and oversight across products and service providers.
Covers management oversight, the compliance program, service-provider controls, violations and consumer harm. Useful for testing whether responsibilities and corrective actions work across the product lifecycle.
FDIC compliance and Community Reinvestment Act examination resource. Individual chapters have different revision dates; newer laws, final rules and agency instructions must be read alongside older examination text.
Restrictions and exceptions governing activities and investments of insured state banks and savings associations, including subsidiaries and FDIC consent. Useful when assessing charter-specific partnership or product authority.
Subpart C contains the FDIC-supervised bank and service-provider notification framework. Section 304.23 sets the bank’s outside limit at 36 hours after determining that a notification incident occurred; service providers have a distinct trigger under §304.24.