Also known as Citizens Business Bank, Citizens Business Bank, N.A., Chino Valley Bank
Citizens Business Bank, National Association is the Ontario, California bank identified by FDIC certificate 21716.
It opened as Chino Valley Bank in 1974, took the Citizens Business Bank name in 1996 and converted to a national charter in December 2025.
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Citizens Business Bank grew from a 1974 effort by Chino-area business owners into a California-wide commercial bank. The 2026 Heritage merger extended its business-banking franchise into the Bay Area, adding customers, leadership and a substantial integration task.
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