Also known as First National Digital Currency Bank, N.A.
Circle announced final OCC approval in July 2026 to establish First National Digital Currency Bank, N.A., operating as Circle National Trust.
The announcement describes initial custody for Circle and affiliates, possible later direct institutional customers, and reserve management as a future capability. It does not establish that every planned service is operating.
No separately reviewed relationship records are available here yet. This does not imply the organization is independent or has no partners.
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Circle’s USDC links blockchain payments to dollar reserves. Its business earns mainly reserve income, shares substantial economics with distributors and is expanding into payments, custody and its Arc blockchain, with different rights and risks at each layer.
Curated library records that name Circle National Trust or connect through its linked research. The official source provides full scope and status.
No policy-library records are currently linked to this profile.
A separate last-checked date for this profile has not been recorded. Relationship evidence and Utah banking records show their own source-check dates where available; news and research dates refer to those articles.