Dated bank financials
At June 30, 2026, the bank reported $4.454 billion in assets and $3.608 billion in deposits. Net income for January through June 2026 was $27.321 million. Source values were converted from thousands of dollars.
State-chartered bank · PROFILE & COVERAGE
ChoiceOne Bank
Also known as Sparta State Bank
What it does
ChoiceOne Bank is the Sparta, Michigan-based FDIC-insured bank identified by certificate 1014.
The FDIC lists CHOICEONE FINL SERVICES INC as its holding company and Federal Reserve as its primary federal regulator. This profile identifies the insured bank separately from its parent and similarly named institutions.
Ownership & partners
No separately reviewed relationship records are available here yet. This does not imply the organization is independent or has no partners.
Latest news
No news stories are currently linked to this profile.
Deep dives
Bank profileResearch updated Oct 6, 2026
ChoiceOne Bank: a Sparta franchise grows through mergers, then works through the balance sheet →
ChoiceOne’s 2025 Fentura acquisition joined a wider Michigan branch network under one bank. By mid-2026, the story had shifted to loan growth, municipal-deposit swings and the costs of repositioning investments.
Policy & official records
Curated library records that name ChoiceOne Bank or connect through its linked research. The official source provides full scope and status.
No policy-library records are currently linked to this profile.
Sources & last checked
- FDIC institution records: exact bank certificates, headquarters, charter classes, establishment dates and holding companies; October 2, 2026 index, retrieved October 6 ↗
- FDIC bank financials: June 30, 2025 and June 30, 2026; dollar fields in thousands; net income and net charge-offs are year-to-date ↗
A separate last-checked date for this profile has not been recorded. Relationship evidence and Utah banking records show their own source-check dates where available; news and research dates refer to those articles.