Also known as BofI Federal Bank
Axos Bank is the San Diego-based insured bank at FDIC certificate 35546. It provides nationwide consumer and commercial banking through digital distribution and partner channels.
The bank opened July 4, 2000 and is a federal savings association operating with covered-savings-association status. It is a subsidiary of Axos Financial, Inc., separate from the group’s securities and investment-advisory affiliates.
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Axos Bank began as a digital banking experiment in 2000 and developed into a nationwide lender with securities affiliates and specialized commercial businesses. Equipment finance, acquired consumer deposits and business software shaped its 2025–2026 expansion, alongside rising credit costs and lower bank capital ratios.
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