Arc Technologies, Inc. is a financial-software, cash-management and capital-markets platform serving technology and growth companies.
Founded in 2021, Arc became part of the Axos group through an acquisition completed July 20, 2026. Its software capabilities and customer relationships are distinct from the insured bank’s charter.
Axos Bank began as a digital banking experiment in 2000 and developed into a nationwide lender with securities affiliates and specialized commercial businesses. Equipment finance, acquired consumer deposits and business software shaped its 2025–2026 expansion, alongside rising credit costs and lower bank capital ratios.
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