Entity map and dated size
Customers Bank is the insured banking subsidiary of Customers Bancorp, Inc. The parent’s second-quarter filing reported consolidated assets of about $26.52 billion, loans held for investment near $18.0 billion and deposits around $21.7 billion as of June 30, 2026. These consolidated values include parent-level presentation and should not be represented as an undated current quote. [1][3]
The bank reports a mix of commercial lending, specialty finance and digital banking relationships. The Q2 release described C&I lending and deposit costs, including an average deposit cost of 2.50% for the quarter. That is a quarterly average, not the marginal rate on every account or a guarantee of future funding cost. [1][2]
Funding and concentration questions
The bank’s Q2 filing reported approximately $7.6 billion of estimated uninsured deposits at quarter-end, about 35% of deposits. Uninsured estimates are sensitive to customer and account aggregation and do not mean those balances are certain to leave. Their significance depends on depositor concentration, operating relationships, collateralization, and options. [1]
Specialized and digitally delivered business models can attract sizable operating balances but may produce faster deposit movements. Monitor average versus period-end deposits, brokered or reciprocal funding, , collateral capacity and liquidity stress disclosures. Credit analysis should also examine industry and borrower concentrations, criticized loans, allowance methodology and .
Trade-offs and limits
Specialty expertise can generate higher relationship value and differentiated loan growth, while concentration and noncore funding can amplify volatility. Public data allow trend comparison but not customer-level behavior. Compare the June 2026 filing with subsequent call reports and filings before using these numbers as current. [1][2][3]
The evidence that would change this assessment includes next-quarter deposit mix, realized funding costs, loan quality, capital and official regulatory developments. This profile describes public financial disclosures; it does not infer a confidential or provide an investment recommendation.
Sources
- Customers Bancorp — Q2 2026 Form 10-QFiling / reportBack to text: ↑1↑2↑3↑4
- Customers Bancorp — Q2 2026 resultsSourceBack to text: ↑1↑2
- FDIC BankFind — Customers BankOfficial sourceBack to text: ↑1↑2